Dear Clients,
We are pleased to inform you that, starting Monday, 20 July 2026, the Instant Credit Transfer (Instant Payments) service (TIPS Clone) will also be available. This service enables the transfer of funds in EUR within Montenegro’s national payment system in less than 10 seconds, 24 hours a day, 7 days a week, including weekends and public holidays.
The system will automatically identify transactions that meet the criteria for Instant Payments and process them accordingly.
The fee for Instant Payments initiated via online or mobile banking is EUR 0.05 for transactions of up to EUR 200.00.
At the same time, we would like to inform you that, effective 20 July 2026 and 1 August 2026, the amended Tariffs for resident and non-resident customers – individuals, legal entities, and entrepreneurs – will be applied.
The Tariffs for residents are available at: https://files.zapadbanka.me/doc/tarife/Tariffs-RESIDENTS_Valid_from_July_20th_2026.pdf, while the Tariffs for non-residents can be found at: https://files.zapadbanka.me/doc/tarife/Tariffs-NON_RESIDENT_clients_Valid_from_July_20th_2026.pdf.
Detailed information regarding the tariff amendments is available here:https://files.zapadbanka.me/doc/tarife/Explanation_clients_20.07.2026.pdf.
Zapad Banka AD Podgorica
On Your Side of the World.
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