Repayment period
up to 24 months
Increased business
turnover
Increased
import and export
Short-term credit products allow clients to overcome the imbalance between inflows and outflows of funds in their current operations.
These loans enable clients to overcome the imbalance between inflows and outflows of funds in their current operations. They serve as support for short-term financial needs, such as paying short-term obligations to suppliers, salary payments, tax payments, etc., or financing current liquidity.
Designed to finance periodic working capital needs and current liquidity. Clients use the approved credit limit as needed, either all at once or successively in instalments. The sum of utilized instalments does not exceed the approved credit amount. Interest is calculated on the utilized portion of the limit, while a fee is charged on the unused portion of the credit amount.
Short-term working capital loans are intended for various activities, including purchasing goods and services, raw materials, imports, exports, payment of services, taxes, customs, etc.
This credit is designed for short-term financing of international trade in goods (financing up to 80% of the purchase value of goods under the contract between the borrower and the supplier, such as agricultural products, lumber, cotton, etc.).